We offer property-casualty solutions for small to midsized Canadian businesses with U.S. exposure. Coverage is available in all 50 U.S. states through a OneBeacon Insurance Group affiliated underwriting company. Specialty Advantage Insurance Services works in partnership with the Intact Insurance cross-border underwriting desk that services Canadian customers nationally. Our goal is to support your clients with seamless cross-border services, so they enjoy access to property-casualty coverage on their U.S. exposure with limits aligned to what is provided in Canada. Contact your local Intact Insurance commercial lines underwriter to get started.

Coverage Features

  • Master policy
  • Difference in conditions/ Difference in limits and combined limits


  • Commercial property
  • Commercial general liability
  • Equipment breakdown
  • Automobile
  • Workers compensation


Specialty Advantage Insurance Services will work with the Intact Insurance cross-border desk, ensuring a seamless workflow and responsive experience. 

For help with U.S. claims: 1.877.248.3455

For billing inquiries: 1.855.573.2872

Related Resources

Coverage you can rely on, north and south.